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Add your current loan amount, your current rate and the loan term in the input boxes below to see first hand the interest savings possible through a refinance with Atomic Home Loans on your side.

How can we help you?

When it comes to property and finance, we’ve got you covered.

First Time Buyer

Step onto the property ladder with our expert help

Buying a Home

Secure your dream home with stress-free mortgage advice

Refinance Your Home

Switch your mortgage to suit your changing needs

Buying An Investment Property

Getting your finances optimized, equity utilized and debt leveraged is critical to growing your property portfolio

Keep Educated Through Atomic Home Loans

Breaking Insights:

The home loan approval process

Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict. The bad news is that there is no one-size-fits-all answer. The good news, however, is that a solid application is the key to keeping...

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Our Latest Deals

Our latest Owner occupied Loans

  • 3.59% p.a.

    Variable Rate

  • 4.42% p.a.

    Comparison rate

Our latest Investment Loans

  • 3.69%

    Fixed For 2 Years

  • 4.86% p.a.

    Comparison rate

Handy Tools & Calculators

How much can I borrow?

Get an idea of how much you can borrow based on your income and expenses.

How much will my mortgage payments be?

In just a few seconds, you can calculate how much your repayments will be each week based on your loan amount and interest rate

How much stamp duty will I pay?

Calculate how much stamp duty will cost you based on whether you are a first home buyer or investor, and which state you're purchasing in

Word of mouth

We want the word to spread of Atomic Home Loans. We know we are doing a good job and helping people – whether it be for simple home loan or property advice, a loan application or a loan settlement. These written and video testimonials prove it. Check them out.

News & Insight

We want to make sure you’re kept up to date with changes to the Property market. As you grow your property portfolio, you’ll want to make sure you know about the movements and changes to interest rates, banking regulations, suburb and property growth, explanations on trending topics, and a million other things that come to mind. Although articles can be boring to read sometimes, the content here is nonetheless invaluable. Occasionally, you’ll even find us creating educational videos on various topics, so keep a sharp eye out.

5 things first-home buyers need to know

Before you decide to purchase your first home are a number of things to consider, including your current personal circumstances and financial status. Think about why you want to buy a home Do you want to live in it or will it be an investment property?This can help determine the kind of loan you apply...

When should I Refinance My Mortgage?

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4 years....

Why would I use a Mortgage broker?

Because they can save you time and money. As the home loan market becomes increasingly complex, more people are turning to Mortgage brokers for help. Here are some of the reasons. A Mortgage broker can save time The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research...

See All News & Insight

Getting Started

A consultant from Atomic Home Loans will meet you in person, either at our office or at your home/work, and have a discussion with you about your situation, goals and strategy. From here, we will walk you through the entire home buying or refinancing process so that your experience is stress-free and enjoyable.

Our Commitments

We are here for you:

Atomic Home Loans is here for your benefit, not the Banks. We do the heavy lifting for you in the background, quantifying and qualifying suitable home loan products and solutions – while you enjoy the more important things in life. We present you with tailored solutions that are cost-effective and ideas that will change the way you think about property finance and investing.

 Accessible, Flexible and Agile:

We are very nimble, agile, flexible and easily accessible. When was the last time you were able to text your Banker with your question? You can call us, text us, drop by our office, email us, or contact us on social media, knowing full-well that we are human beings that are here to help – and quickly too. There’s no automation and robots in our business. We connect with our clients on a human level, and we know you’ll love that.

 Honest and Transparent:

We’re not here to waste your time or ours. We are straight talkers, here to help. If you have an issue, we will work with you solve it. If you have a question, we will answer it. If you have a doubt, we will talk you through it and explain everything within our knowledge and understanding. We believe being Honest and transparent are vital to developing lifelong relationships with all of our clients. Once we get you on as a Client, we will do everything we can to retain you as a Client – for Life!